About Us

Licensed in 34 States, Richard has been protecting families for almost a decade. Being an adjunct professor at several Universities over the years, Richard realized early on that one size doesn't fit all when it comes to people's needs and concerns. Each person is unique and their needs must be addressed on a one-on-one basis. 
As a father to six, three girls and three boys, he understands the importance of family values and what it means to make sure your family will be taken care of when the unthinkable happens. 

Why  Final Expense?

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  • Why? What I feel separates us from other brokers and agents is how we treat our clients. You hear that so much in every industry and until you work with someone, you just don't know. We feel that integrity is number one in this line of work. You must treat someone with respect to receive respect. We like to treat folks like family members or better yet, the way that we want to be treated. It sounds corny but I live by those words. 
  • Also, we're just like you! We also have a family, busy lives, bills to pay and also don't want to leave our family with a burden.
  • We believe Final Expense is the most important product a family can own, because of what it can provide when things happen unexpectedly. What if your  health fails suddenly or you don't wake up tomorrow. No one has a crystal ball and you are not promised tomorrow.
  • You probably wouldn't be on this site if you thought you didn't need protection for your family. You are just not sure if you want it, can't qualify for it, can't afford it, or how it even works. That's what we do every day. We help people figure out how much coverage makes sense for their specific situation. Its all customizable. That's what we do best and we love doing it!
  • We will give you options and YOU will tell us what makes sense for YOUR family.
  • We are NOT some call center overseas or even in the states. Once we find you coverage, you are stuck with us! We will be there when you have questions about your coverage. When you call, we will call you back that day. That's our Guarantee. We don't prescribe to the "set it and forget it" mentality. 
The Family
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Carriers We Represent

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