Final Expense Insurance

Customizable Plans For Everyone's Financial Situation

Will You Be Remembered For The Person You Were Or The Bill You Became?

Set Up A Phone Appointment

Final Expense Insurance, also known as burial insurance or an End of Life Policy is very unique. Most insurance is "IF" insurance. Final Expense insurance is "WHEN" insurance.

What that means is everyone has health, home, renters, auto, and even cell phone insurance! Most people will NEVER use any of them. They are there for "JUST IN CASE" and we have them anyway.

With a Final Expense Policy, we know we WILL use it............ We just don't have any idea when.

If you passed away today, do you have enough cash on hand for your family to pay for your funeral cost and the finances associated with it?

Without a Final Expense/Burial Policy, your children or loved ones are generally left with the leftover bills. What follows can be as serious and devastating as GoFundMe pages, bankruptcy, and more. Having a plan for final expenses can help you secure peace of mind that your family won't be left with the burden of your death.

At the end of the day, it's all about family and protecting them when it matters the most.

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VERY AFFORDABLE: Final Expense Insurance plans are very affordable. Many plans usually cost between $50-$100 per month.

ELIGIBILITY: Anyone can be eligible for a Final Expense plan-Even if you have a serious medical condition or are a smoker

HIGHER AGE LIMITS: Plans can be purchased up to age 85-it;s never too late to protect the ones you love.

Reasons To Consider Coverage

I Would Like To Get Qualified

RATE LOCKED GUARANTEED: Everyone wants a carrier that is not going to raise their rates on them as they get older like the Insurance you see advertised on television or you get in the mail. Everyone is looking for LOCKED IN PREMIUMS the will NEVER increase. All the carriers that we shop through in our network offer the "RATE LOCK GUARANTEE" and the prices never go up! I assume you would want your agent to make sure that is taken care of for you, correct?

HEALTH LOCKED: This is permanent coverage and carriers can NOT come back once you are approved and cancel your coverage due to changes in your health or because you outlived your plan. (Doesn't end when you turn 85)

NO MEDICAL EXAM REQUIRED: NO physical or medical exam! NO blood work, NO urinary analysis, NO EKG or ECG, etc. No one will come to your house to stick you with needles.

TAX-FREE & LUMP SUM: These plans are designed to pay out one lump sum to your beneficiary upon your death. Tax-Free!

CUSTOMIZABLE POLICY: These are optional riders that can be added to your policy to help cover disability, unemployment, cash back, children, accidents, and more.

DAY ONE COVERAGE: These plans will cover you 100% immediately with no waiting period once you make your first premium payment. (Non-Guarantee issue only)

PEACE OF MIND: The most important part of this coverage is being able to sleep at night knowing that your family will NOT be out of pocket when your pass away.

Reasons To Consider Coverage

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Ronald Lanza
★★★★★

"I am impressed with the speed of work and the level of quality of this company. I did not think that everything is so simple when professionals get down to business!"

Kim Dakin
★★★★★

"This is something that has been on my mind for months. Even after watching my sister go through this with her husband. He had nothing set up and she had to beg and borrow from family members to get enough to take care of this. It was awful. I stumbled onto this site and the process was easier than I thought. Richard helped me through the whole way. Thanks and now this is one big headache off my plate.

Elisse Burke
★★★★★

"What a breath of fresh air it was to be able to speak with someone knowledgeable and professional. Richard took time to explain things and made them crystal clear. I can sleep at night without worrying about this any more."